Obituaries & Tributes

Immediate Need

Prearrange Your Funeral

Contact Us

Site Search

A A A

Text Sizing

Rail Road Retirement Board

Annuities are payable to surviving widows and widowers, children and certain other dependents. Lump-sum benefits are payable after the death of a railroad employee only if there are no qualified survivors of the employee immediately eligible for annuities. With the exception of a residual lump-sum death benefit, eligibility for survivor benefits depends on whether or not the employee was “insured” under the Railroad Retirement Act at the time of death.

An employee is insured if he or she has at least 10 years of railroad service, or 5 years performed after 1995, and a “current connection” with the railroad industry as of the month the annuity begins or the month of death, whichever occurs first. The current connection requirement is described at the beginning of this pamphlet.

If a deceased employee was not so insured, jurisdiction of any survivor benefits payable is transferred to the Social Security Administration and any survivor benefits are paid by that agency instead of the Board. Regardless of which agency has jurisdiction, the deceased employee's railroad retirement and social security credits will be combined for the purpose of benefit computations.

Please call our funeral home office for more information or assistance with Railroad Retirement Benefits and application procedures.

CLICK HERE to link directly to the Railroad Retirement Board Homepage

Our Services

We understand that it is not always possible to pay respects in person, & hope that this small token will help. You can search for your loved one using the form below.

Enter your email below to have our funeral service notifications delivered to you

Providing your email address will allow us to notify you of recent obituaries.

Immediate Need

If you have immediate need of our services, we're available for you 24 hours a day.

Obituaries & Tributes

It is not always possible to pay respects in person, so we hope that this small token will help.

Prearrangement

Dying is one of the few events in life that's certain to occur, yet one we rarely plan for. Should we spend more time preparing for a two week vacation than we do our last days on Earth?

Daily Grief Support by Email

Grieving doesn't always end with the funeral: subscribe to our free daily grief support email program, designed to help you a little bit every day, by filling out the form below.

Weekly Email Tips to Support a Grieving Friend

It's hard to know what to say when someone experiences loss. Our free weekly newsletter provides insights, quotes and messages on how to help during the first year.

Proudly Serving the Communities of Armstrong, Estherville, Fenton, Graettinger, Ringsted, and Swea City
(712) 362-2646 Henry-Olson Funeral Home and Crematory
401 N. 7th Street
Estherville, IA 51334
Email: henryolsonfuneral@gmail.com
712-864-3441 Henry-Olson Funeral Home and Crematory - Armstrong
506 2nd Ave.
Armstrong, IA 50514
Email: henryolsonfuneral@gmail.com
515-889-2796 Henry-Olson Funeral Home and Crematory - Fenton

Fenton, IA 50539
Email: henryolsonfuneral@gmail.com
712-859-3919 Henry-Olson Funeral Home & Crematory - Graettinger
104 N. Cedar St.
Graettinger, IA 51342
Email: henryolsonfuneral@gmail.com
515-272-4242 Henry-Olson Funeral Home & Crematory - Swea City
408 4th Ave. West
Swea City, IA 50590
Email: henryolsonfuneral@gmail.com
712-866-1006 Ringsted